Powers of Attorney and Advance Directives are used to document who will make decisions and manage affairs when a person is no longer able to do so, as well as record the person’s healthcare wishes.

Powers of Attorney for Finance (POA)

• Appoints an agent to manage finances and property, including paying bills, making bank deposits, managing investments, collecting insurance benefits, selling property and more

• Depending on how it is written, a Power of Attorney for Finance will be one of the following:

  • General: only in effect until the person becomes incapacitated 

  • Enduring or Continuing : remains in effect even if the person becomes incapacitated.

  • Special or Limited: grants authority to make decisions only for specified activities (such as selling a home).

     

Personal Care or Advance Healthcare Directives 

• A broad category of legal instructions outlining wishes for healthcare and treatment decisions and naming a healthcare agent, proxy, representative, or surrogate.  

• Decisions may include which treatments and medications are received, admission and discharge from a hospital or nursing home, what in-home care is provided, and more

• A Living Will defines healthcare wishes in the event of a terminal illness or at end-of-life

   

Medical Orders signed by a physician and the individual. A copy should be kept in a visible place in the home 

• Do-Not-Resuscitate (DNR): for individuals with terminal illness or serious medical conditions who do not want to be resuscitated if their heart stops.

• Medical Order for Life-Sustaining Treatment (MOST): for individuals who are frail or with serious medical conditions who want to specify their treatment at end-of-life.

Considerations

• Power of Attorney documents can be written by an attorney or by completing a province-specific form and often require a notary or witness. Contact your care coordinator for a copy of your provincial form.

• It is recommended to use an attorney, especially if the estate is complicated or there are multiple family members and involved individuals. 

• Someone with dementia or another cognitive impairment may still be able to name an agent. An attorney can determine whether someone has the capacity to name an agent.

• The named agent will have significant responsibility so should be a trusted individual or entity.  The document and wishes should be reviewed with the agent.

• If no one is named to be power of attorney, the family may have to go to court in order to make decisions or else the government may assume responsibility.